The Employees’ Provident Fund Organization (EPFO) has started crediting interest at the rate of 8.25% to the PF account holders’ accounts for the financial year 2025-26. Many subscribers have also started receiving SMS messages about the interest amount being credited. However, if you have not yet received any message from EPFO, there is no need to worry. The process of crediting interest is ongoing. However, instead of waiting for an SMS, you can easily check whether the interest has been credited by checking your PF balance through several official methods. You can check in 4 easy ways whether your PF interest for the financial year 2025-26 has been deposited or not. Now 75% of the money can be withdrawn from the PF account EPFO has recently changed the rules regarding PF withdrawal. Under the new rules, no EPFO member will now be able to withdraw the entire amount from their PF account as a partial withdrawal. Now, customers will have to keep at least 25% of their total ‘Eligible Member Balance’ in their PF account. This can be understood with a direct example. If an employee’s PF account has a total Eligible Member Balance of ₹1 lakh, then according to the new rule, ₹25,000 (25%) must be left in the account. This amount will not be allowed to be withdrawn. Only the remaining ₹75,000 (75%) can be withdrawn. PF can be withdrawn via UPI-ATM EPFO is soon going to launch the facility to withdraw funds through ATM and UPI. Under the EPFO 3.0 initiative, 7.8 crore subscribers will be able to receive funds instantly without any paperwork. After this system is implemented, all PF-related processes will become user-friendly. This includes facilities like auto-claim settlement and direct fund transfer to the employee’s preferred bank account. Some improvements were already made in EPFO 2.0, but 3.0 is considered a game-changer. Post navigation Less than 7 days left to file ITR:CA charging extra? Step-by-step guide on how you can file taxes on your own without paying fees