Now UAN will be activated from Umang app:Face authentication will also be required, know the complete process to activate here

The Employees’ Provident Fund Organisation (EPFO) has made a significant change for its millions of subscribers. EPFO has now discontinued the facility for Universal Account Number (UAN) activation and generating new UANs from its official website. Both these services have now been shifted to the ‘Umang’ app. Additionally, Aadhaar-based face authentication has been made mandatory to strengthen security. According to EPFO, this step has been taken to make online services faster and more secure after database consolidation and software upgrade. How to check status To check whether your UAN has been activated or not, go to the ‘UAN allotment and activation’ option under ‘UAN Services Through Face Auth’ in the Umang app. There, enter your UAN, Aadhaar number, and mobile number, tick the consent box, and click on ‘Send OTP’. If the process is successful, a message will appear on the screen – ‘The UAN entered is already activated’. This year too, an 8.25% interest rate will be available The Ministry of Finance has approved an 8.25% interest rate on EPF for this financial year, i.e., FY2025-26. This is the third consecutive time subscribers are receiving interest at 8.25%. Withdrawal Limit: 25% Balance Must Be Maintained According to EPFO rules, subscribers must maintain a minimum balance of 25% in their EPF account at all times. This means that if you wish to withdraw money partially during employment, you can only withdraw a maximum of 75% of your total funds. Full settlement is only approved upon leaving employment. For example, if a subscriber’s account has a total of ₹2 lakh deposited (including both employee and employer contributions), they will be able to withdraw a maximum of ₹1,50,000 as a partial withdrawal, while a minimum balance of ₹50,000 will remain in the account.