SBI sold 13% stake in Yes Bank:Q2 FY26 profit increased by 10% to ₹20,160 crore; bank’s asset quality improves

The country’s largest government lender State Bank of India (SBI) made a profit of ₹20,160 crore in the second quarter of financial year 2025-26. This is up 10% on an annual basis. In the same quarter last year, SBI had made a profit of ₹18,331 crore. SBI’s profit includes a gain of ₹4,593.22 from selling 13.18% stake in Yes Bank. In the July-September (Q2FY26) quarter, State Bank’s total interest income was ₹1.20 lakh crore. This was ₹1.13 lakh crore in the same quarter last year. It increased by 5.08% on an annual basis. Meanwhile, SBI’s standalone net interest income in the second quarter was ₹42,984 crore. This was ₹41,620 crore in the same quarter last year. It increased by 3.28% on an annual basis. Net NPA decreased by 9% to ₹18,460 crore During the second quarter (Q2FY26), the bank’s net NPA (Non Performing Asset) decreased by 9.04% to ₹18,460 crore. During July-September 2025, this was ₹20,294 crore. SBI sold 13.18% stake in Yes Bank on 17 September SBI sold its 13.18% stake in Yes Bank at ₹21.50 per share on 17 September 2025, resulting in a profit of ₹4,593.22 crore for the bank. The company has considered this profit as exceptional income, which will be added to capital reserves. After selling the stake, SBI’s shareholding in Yes Bank reduced to 10.78% as of 30 September 2025. However, SBI will still be considered as an investment associate company. What is Standalone and Consolidated? Company results come in two parts – standalone and consolidated. Standalone shows the financial performance of only one segment or unit. While consolidated financial report provides the report of the entire company. Unpaid amount becomes NPA NPA means Non-Performing Asset which is a bank loan or credit where the borrowing individual or institution fails to make payments on time. In simple terms, if an individual or company fails to pay the loan installment or interest from a bank for 90 days or more, that loan becomes an NPA. This causes loss to the bank because recovery of that money becomes difficult. For example, if you took a loan of ₹10 lakh from the bank and didn’t pay its EMI for more than 3 months, that loan would be considered an NPA. SBI is the country’s largest government bank SBI is the country’s largest government bank. The government has a 55.5% stake in SBI. It was established on 01 July 1955. The bank’s headquarters is in Mumbai. The bank has more than 22,500 branches and over 50 crore customers. The bank operates in 29 countries worldwide. It has 241 branches outside India.