If you want higher returns than bank FD, you can invest in Adani Group’s public bond issue i.e. NCD. This issue from Adani Group’s main company ‘Adani Enterprises’ has opened on January 6 from 10 AM. You can invest in it until January 19. The good news for retail investors, meaning common people, is that 35% of the total issue is reserved for them. This is the company’s third public bond issue, with previous issues in 2024 and 2025 receiving good response from investors. Minimum Rs 10,000 required; Options from 2 to 5 years A minimum of Rs 10,000 is required to invest in NCD. After this, investment can be increased in multiples of Rs 1,000. The company has set three tenure options for investors: 24 months (2 years), 36 months (3 years), and 60 months (5 years). It will offer 8 different series options like quarterly, annual and cumulative (all at once at maturity) for interest payments. The interest earned from these bonds will be added to your income and taxed according to your tax slab. Investing in bonds is as easy as buying shares Benefits: Why is it better than bank FD? Risk: Keep these things in mind before investing Expert Advice: How Much Should You Invest? You should not invest all your money in a single company or group. Keep only 10% to 15% of your total investment portfolio in such corporate bonds. Previous issue was fully subscribed in 3 hours The company’s second NCD issue launched in July 2025 was fully subscribed on the first day in just 3 hours. Group CFO Jugeshinder ‘Robbie’ Singh said, “This third NCD issue is another step towards increasing retail investors’ access to the Indian capital market.” 75% money will be used to repay debt The company has clarified that at least 75% of the proceeds from this issue will be used to repay or pre-pay existing debt. The remaining 25% will be reserved for general corporate purposes. Adani Enterprises is the flagship company of Adani Group Adani Enterprises Limited (AEL) is the ‘flagship’ company of Adani Group. Its main work is to initiate, develop and make self-reliant future large infrastructure projects like airports, data centers, roads, mining and green hydrogen. What is NCD? Cannot be converted to shares, gets fixed interest Non-Convertible Debenture (NCD) is a type of debt instrument. Companies raise money through this and in return pay interest at a fixed rate. These cannot be converted into shares, hence they are called ‘non-convertible’. These can also be sold in the market when needed. Post navigation US-Venezuela tensions cast impact on global crude oil prices:Futures contracts rise on MCX; Brent trades at $60 per barrel Reliance denies reports of Russian oil shipment to Jamnagar Refinery:Company says its an attempt to harm the company’s reputation