Last day for central government employees to shift to UPS!:Know the entire process here, eligibility criteria consequences of missing deadline

Tuesday, September 30, 2025, is the last day for the central government employees to shift to the Unified Pension Scheme (UPS) from the National Pension System (NPS). Will govt extend the deadline? The government of India had already extended the deadline once in June by three months. The Centre had initially launched the scheme on April 01, 2025 with a three months window for opting out of NPS and shift to the UPS. The 3-day window deadline was June 30. The government of India had extended it for another three months till September 30. The tax and investment expert, Balwant Jain thinks whether the government would extend the deadline once again or not it would depend upon how many employees have opted for it. He says, if less than 50% of NPS members have opted to shift, then, the government might think of extension, otherwise not! From whom is the UPS window still open for subscriptions? These CG employees can shift to UPS till Tuesday: 1. Existing NPS subscribers Existing NPS subscribers who had joined services on or before March 31, 2025. 2. New recruits: New recruits who had joined services on or after April 01, 2025. 3. Retirees: Retired CGs cum NPS subscribers who superannuated on or before March 31, 2025. Lets see the entire process on how to shift to UPS from NPS: The Subscriber can shift from NPS to UPS by the following two methods: 1. Offline mode The eligible subscriber can submits A2 Form to the respective nodal office in his town. The authorities would process the shifting. Form A2 can be downloaded by clicking on https://www.npscra.nsdl.co.in/ups.php 2. Online mode The eligible subscriber can initiate the shifting request on the e-NPS portal. Detailed steps for the same are provided below. 1. The Subscriber needs to go to the link https://enps.nsdl.com/eNPS/NationalPensionSystem.html and click on NPS To UPS Migration under the Unified Pension Scheme menu 2. Then, the Subscriber needs to provide his/her PRAN and DOB details. After which, enter the captcha and click on verify PRAN. 3. The applicant will get a One-Time Password (OTP) on either mobile number or email ID, which has been registered in CRA. Input the OTP in the given box 4. On submission of OTP, a declaration window will pop-up. The Subscriber is required to click on ‘Proceed to e-Sign’ 5. Then, the subscriber needs to complete e-sign verification by submission of Virtual Identification (VID- 16 digit no) /Aadhaar details. On entering the VID/Aadhaar details, the subscriber needs to select the tab ‘send OTP’ 6. OTP will be sent to his/her mobile number registered with Aadhaar. He needs to enter that OTP and click on ‘verify OTP’ ​​​​​ 7. On successful verification, the shifting request will get captured successfully and acknowledgement number will be generated The Subscriber can download e-Signed Subscriber shifting form (Migration form) from NPS to UPS for future reference.