last 3 days for Jan Dhan account re-KYC:Bank account may be closed if not done by September 30; know key details about it

The Pradhan Mantri Jan Dhan Yojana (PMJDY) has completed 10 years. As per rules, it is mandatory to update KYC (Know Your Customer) 10 years after a bank account is opened. In such a situation, the government has asked for re-KYC, i.e., re-doing KYC, for accounts opened under the Jan Dhan Yojana by September 30. If you also have a Jan Dhan account, get your re-KYC done by September 30. This means you now have only 3 days left. If you fail to do so, the bank may close your account. Here, we are telling you about re-KYC and Jan Dhan accounts in a QA format… Question 1: What is re-KYC and why is it necessary?
Answer: Re-KYC is a simple process where you update your old information like name, address, and photo in the bank. It also helps prevent fraud and ensures banking services continue smoothly. Question 2: Who needs to get re-KYC done?
Answer: Holders of accounts opened in 2014-2015 will have to get re-KYC done, as the KYC validity of these accounts is 10 years. This process is necessary to keep the account active. Question 3: What are banks doing for this facility?
Answer: Government banks are organizing camps at the Gram Panchayat level across the country from July 1 to September 30, 2025. These camps are doing re-KYC by visiting account holders’ homes. So far, camps have been set up in approximately 1 lakh Gram Panchayats, and millions of people have updated. Question 4: What will happen if re-KYC is not done?
Answer: The account may become inactive, which will stop transactions and may also cause problems in receiving government subsidies. Question 5: What all is available in a Jan Dhan account? Answer: Many things are available in the Jan Dhan Yojana: Question 6: Who can open this account? Answer: Under this scheme, people who do not have any other account can open an account through any bank branch or Bank Mitra. Question 7: How to open this account? Answer: Opening an account is very easy. You just need these things: Just go to the nearest bank, post office or a Bank Mitra (BC), fill the form, and the account will be opened. Now, many places also offer the facility to open an account online. Anyone can open this account.