The Repayment Assistance Plan (RAP), enacted in July 2025, overhauls federal student loans starting July 2026. Replacing income-driven repayment with gross income calculations and mandatory minimum payments, RAP tightens borrowing limits and Pell Grant eligibility. Critics argue it shifts the burden to low-income borrowers, increasing debt and restricting educational opportunities. Post navigation Where to see the rare forest owlet in India: 7 top destinations for birdwatchers Uttarakhand Cloudburst Update: Dharali Faces Heavy Loss —When and How Do Cloudbursts Happen
