Starting July 31, 2025, UPI users will encounter restrictions on non-financial actions like balance checks, as NPCI regulates API usage to prevent system overloads. Banks and PSPs must comply by moderating high-frequency APIs, with penalties for non-compliance. These changes aim to improve UPI service reliability during peak hours, ensuring smoother user experiences despite some limitations on real-time updates. Post navigation ITR filing deadline extended for FY 2024-25: Here’s what income taxpayers need to do Nvidia shares rise ahead of earnings as investors eye impact of US chip curbs on China