Gold and silver prices have increased on July 21. According to the India Bullion and Jewellers Association (IBJA), one kilogram of silver has risen by ₹3,159 to reach ₹2.23 lakh . Meanwhile, 10 grams of 24-carat gold has climbed by ₹1,150 to ₹1.43 lakh. Gold Prices by Carat Gold Prices in Major Cities of the Country Source: goodreturns 21 July 2026 Gold became ₹9,000 costlier this year This year, the prices of gold and silver have been witnessing continuous fluctuations. Gold has become ₹9,000 costlier in 2026 so far. On 31 December 2025, 10g gold was above ₹1.33 lakh, which has now reached ₹1.42 lakh . Meanwhile, the price of silver has fallen by ₹10,000. Silver was at ₹2.30 lakh per kilogram on December 31, 2025, which is now at ₹2.20 lakh. During this period, on January 29, gold made an all-time high of ₹1.76 lakh and silver made an all-time high of ₹3.86 lakh . Gold and Silver’s Movement So Far This Year Note:- Gold price per 10 grams and silver price per kg | Source:- IBJA Avoid Lump Sum Investment in Gold Silver According to commodity expert Ajay Kedia, gold and silver prices have come down significantly from their highs. In such a situation, investors can invest in them, however, they should avoid making lump sum investments. According to Ajay Kedia, by the end of the year, gold could once again reach ₹1.60 lakh and silver ₹2.80 lakh . Keep these 2 things in mind when buying gold from jewellers 4 Ways to Identify Real Silver Post navigation Will US-Canada trade war again begin?:Trump slaps 50% tariffs on Canadian goods; gives 30-day window for negotiations Paytm’s shares slipped 5% from day’s high:Bonus share plan postponed; profit increased 79% to ₹220 crore in June quarter