Account holders can add 4 nominees to bank account:Toll payments through UPI to turn cheaper, commercial LPG prices reduced by ₹6.50; 6 major changes this November

The month of November 2025 has brought 6 major financial and digital changes that will directly impact citizens. These include updates to bank nomination rules, Aadhaar update charges, FASTag verification, ChatGPT Go’s free plan, pension requirements, and commercial LPG cylinder prices. 1. Bank nomination rule update The Finance Ministry has implemented a new rule allowing up to four nominees per bank account, effective November 1, 2025. Account holders can now decide the share each nominee receives. The government said this change would simplify bank claim and inheritance procedures.Nominees can also be changed or removed anytime. 2. Aadhaar update fee revised The UIDAI has waived the ₹125 biometric update fee for children’s Aadhaar cards for one year.For adults, the revised fees are: 3. ChatGPT Go free for Indian users From November 4, 2025, Indian users will get a one-year free subscription to ChatGPT Go, OpenAI’s mid-tier premium plan. The plan, currently priced at ₹399/month, allows more chats and image creation, offering annual savings of ₹4,788.OpenAI stated that India is its second-largest and fastest-growing market. 4. New FASTag rules Two new FASTag regulations are being enforced this month: 5. Pensioners must submit life certificates Central and state government pensioners must submit their annual life certificates by November-end to continue receiving pensions.Those planning to switch from NPS to the Unified Pension Scheme (UPS) must also complete this process within the month. 6. Commercial LPG cylinder prices reduced From November 1, the price of the 19-kg commercial LPG cylinder has been cut by up to ₹6.50. There has been no change in domestic LPG, petrol, or diesel prices.