Govt keeps small savings schemes interest rates unchanged:Centre keeps rates of NSC, SCSS, PPF, POMIS, Sukanya Samriddhi Yojana others same for 7th straight quarter starting Oct 1 2025

The Central Government has announced that the interest rates on various small savings schemes will remain unchanged for the October-December quarter of the financial year 2025-26. This decision was detailed in an official notification issued by the Ministry of Finance. “The rates of interest on various Small Savings Schemes for the third quarter of FY 2025-26, starting from 1st October, 2025 and ending on 31st December, 2025 shall remain unchanged from those notified for the second quarter (1st July, 2025 to 30th September, 2025) of FY 2025-26,” the finance ministry said in a notification. The interest rates for these schemes are reviewed quarterly by the government. This is the 7th quarter in a row that the government has not revised the rates. It was last in Q4 FY24 that the Centre had revised rates for some of the schemes. Key interest rates for popular small savings schemes are as follows: These schemes are highly regarded as mostly common men invest in their hard earned money. Plus, these also give added advantages of guaranteed returns, power of compounding, etc. How are interest rates calculated of small savings schemes? The formula to determine the interest rates for small savings schemes was recommended by the Shyamala Gopinath Committee. The panel had proposed that yields on government bonds should serve as benchmarks for these rates.